If you're wringing your hands and struggling to try to figure out how to sort out all the information related to figuring out if you should take your Pension lump sum and roll it over, and then what to do with your 401K, then you should absolutely speak to a financial professional. They can help you focus on the important points - they do this for a living. If you want someone you can trust, you can schedule a chat with my husband. I offer this as a favor to anyone who was surplussed from AT&T (even if you chose to retire) because I absolutely hate what the company has done to us.... and they're going even further now with this Pension buy out.
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